Website Terms of Use
AML Home Loans – Terms & Conditions for Website Use
1. Acceptance of Terms
By accessing and using this website, you agree to comply with these terms and conditions. If you do not agree, please do not use this website.
2. General Use and Risk
Users interact with this website at their own discretion and risk. While we take steps to ensure secure data handling, form submissions are used at your own risk.
3. Our Services and Financial Advice
AML Home Loans specialises in mortgage-related financial advice only.
- Mortgage Finance
- Home Loans
- Refinance
- Investment Loans
- Personal Insurance
All advisers are Registered Financial Advisers. You can verify this at:
4. No Legal or Accounting Advice
Any legal or accounting information provided does not replace professional advice. We recommend consulting qualified specialists such as solicitors or accountants.
5. Privacy and Data Collection
All personal information is handled under the New Zealand Privacy Act 2020.
Direct Collection
We collect information directly from you via forms, enquiries, and website interactions.
Indirect Collection (IPP3A)
We may collect information from:
- Credit reporting agencies
- Marketing organisations
- Your representatives or employer
- Public sources
You have the right to access and correct your personal information.
6. Website Analytics, Tracking & Cookies
Cookies
This website uses cookies to improve user experience.
Google Analytics
We use Google Analytics to monitor website usage. No personal data is stored.
External Vendors
Third-party cookies may be used for tracking and advertising purposes but do not collect personal data.
Opting Out
You can disable cookies through your browser settings.
7. Marketing and Communications
We may send updates and newsletters if you have provided consent. You can unsubscribe at any time.
8. Disputes and Complaints
Internal Resolution
Contact us to resolve issues:
Phone: 022 354 0529
Email: support@amlhomeloans.co.nz
We aim to resolve complaints within 10 working days.
External Resolution
If unresolved, contact FDRS:
Email: enquiries@fdr.org.nz
Phone: 0508 337 337