Cookie Policy
AML Home Loans – How we use cookies and tracking technologies
1. Overview
This Cookie Policy explains how AML Home Loans uses cookies and tracking technologies on our website. It complies with the New Zealand Privacy Act 2020, including Information Privacy Principle 3A (IPP3A), effective 1 May 2026.
2. What Are Cookies?
Cookies are small files saved to your device that track and store information about your interaction with our website. They help us provide a better and more personalised user experience.
3. Cookie Consent
Our website uses a cookie control system that allows you to accept or decline cookies on your first visit. This ensures compliance with legal requirements for obtaining user consent.
4. Website Analytics & Tracking
Google Analytics
We use Google Analytics to monitor how visitors use our website. Cookies are used to track engagement, but no personal information is stored.
Aggregated Data
We collect anonymised data to understand website usage. This may be used to analyse visitor behaviour but will not identify individual users unless required for security purposes.
5. Third-Party Cookies
External vendors may store cookies for referral tracking, advertising, or analytics. These cookies typically expire within 30 days and do not store personal data.
6. Indirect Data Collection (IPP3A)
Under IPP3A, we may collect personal information indirectly through third-party tools such as analytics or marketing platforms.
- Purpose: Website analysis, conversion tracking, and marketing
- Recipients: AML Home Loans and trusted service providers
- Your Rights: Access and correction of your personal data
7. Managing Cookies
You can control or disable cookies through your browser settings. Blocking cookies may affect your website experience.