Mortgage Repayment Calculator

Estimate weekly/fortnightly/monthly repayments for principal & interest or interest-only.

Loan Details

Enter loan amount, rate, term, and repayment type.

NZ$

%

yrs

Interest-only repayments do not reduce the loan balance.

Helps pay off sooner (P&I only)
NZ$

* Estimates only. Actual repayments can vary by lender, fees, and compounding method.

Estimated Repayments

Based on your inputs (NZD).

Done ✅

Your chosen repayment

Repayment type

Principal & Interest or Interest Only

Total interest (est.)

Over the selected term

Total paid (est.)

Principal + interest

Notes

  • Interest-only payments cover interest only; the balance remains the same.
  • Extra repayments are applied on top of the chosen repayment (P&I only).