Deposit Planner
Estimate your required deposit, how long it will take to save, and how much KiwiSaver you can put towards your first home.
Deposit Calculator
Estimate your required deposit and see how close you are to your goal.
Property & Deposit Details
Enter your target property price and savings.
Common targets: 10% / 20%
Used to estimate your time-to-goal
* Estimates only. Deposit requirements vary by lender, property type, and loan structure.
Your Deposit Snapshot
See the required deposit and how close you are.
Required deposit
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Your savings
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Deposit gap
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Deposit covered
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Want a personalised plan?
Talk to an AML adviser and understand your options.
Calculator Disclaimer: Results are indicative estimates only and are not a quote or pre-approval. Figures are based on the information you provide and current market rates. Contact an AML Home Loans adviser for accurate advice tailored to your situation.
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Repayment Calculator
Estimate weekly, fortnightly, or monthly repayments for your loan amount and rate.
Open CalculatorBorrowing Power
Find out how much you could borrow based on your income, expenses, and deposit.
Open CalculatorRefinance Savings
See how much you could save by switching to a lower interest rate.
Open CalculatorBudget Planner
Plan your monthly household budget and track where your money goes.
Open CalculatorReady to Start Saving?
Talk to an adviser to get a personalised deposit strategy and find out about first home grants — for free.